Five steps. About ten minutes.
Tell us about the business and what the line is for. Pre-qualification does not involve a credit report. It is not an approval or a commitment to lend.
Time is an estimate, not a measurement.
- Business
- Operations
- Request
- Contact
- Review
01 / 05 · Business
Received. Here is what happens next.
A member of our team reviews every pre-qualification and aims to contact you at the number or email you gave within one to two business days. If a line looks like a fit, we will schedule a short discovery call and send a document list.
- Discovery call.
We learn how the business earns, spends and collects, and what the line is for.
- Underwriting.
We and the lender review financials, bank statements, receivables and collateral. A credit report is ordered only with your written authorization.
- Terms in writing.
If a lender approves the line, you receive its written terms with every cost and condition, including any disclosures your state requires.